Our Loan Programs

Hard Money Loan for Real Estate Investors

Purpose of the loan

Our Hard Money Loan Program is for real estate investors. It is for business purposes and is secured by investors' properties. Properties can be residential, commercial, or even land.

• Cash Out Residential Loan up to LTV 65%

• Residential Purchase Loan up to LTV 70%

• Land up to LTV 50%

• Commercial up to LTV 60%

• Personal Guarantee Required

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Hard Money Rates

Hard Money Rates are case by case. Most of the time, it will start from 8.5%

Fees

• Attorney Loan Docs Preparation: $1,000-$1,500

• Appraisal Fee: $500-700

• Title Insurance: depends on loan amount

• Escrow Fee: $575-1250

• Points: 2.5%

How Fast We Can Close The Loan

Most of the time, We can close the loan within 7-10 business days

Service Area

Bay Area Investors for Bay Area Properties.

• San Jose, Cupertino, Palo Alto, Sunnyvale, Saratoga, Milpitas, San Mateo, San Francisco, Fremont, Newark, Pleasanton, Oakland, and the surrounding Area.

Hard Money Lending Since 2014.